Digital Banking · Oslo

Current Review 2026

Get $100 when you join — US neobank with early pay & Paycheck Advance

4.4/5(4M+ members reviews)
✓ Verified Partner

🎁 Both earn $100 · Get paid 2 days early · Up to $750 Paycheck Advance · Terms apply

$100
Referral Bonus
None
Monthly Fee
2 days early
Early Pay
Up to $750
Paycheck Advance
Overview

What is Current?

Current is a US digital bank with 4M+ members that gives you $100 when you and a friend both join and set up qualifying direct deposit. Get your paycheck up to 2 days early, access up to $750 in Paycheck Advances, and enjoy no monthly fees on a fee-free checking account with a Visa debit card.

In this review: Current vs Chime, Current vs Varo, Current vs Cash App

4.4
Expert Score
$100 bonus for both referrer and new member
Get paid up to 2 days early with direct deposit
Up to $750 Paycheck Advance — no interest
Get $100 — Join Current Today
Features

What Current Offers

🎁

$100 Referral Bonus

Both you and your referrer earn $100 when you join Current and receive a qualifying Direct Deposit. Terms apply.

Get Paid 2 Days Early

Set up direct deposit and receive your paycheck up to 2 days before your scheduled pay date.

💵

Up to $750 Paycheck Advance

Access up to $750 in early pay advances — no credit check, no interest.

💳

Visa Debit Card

Spend everywhere Visa is accepted with instant purchase notifications and real-time spending insights.

💰

No Monthly Fees

No monthly maintenance fees, no minimum balance — straightforward banking with no hidden charges.

🛡️

FDIC Insured

Deposits insured up to $250,000 through Cross River Bank — bank-level protection.

Current Pros & Cons

Our honest assessment for Oslo users

Pros

  • $100 bonus for both referrer and new member
  • Get paid up to 2 days early with direct deposit
  • Up to $750 Paycheck Advance — no interest
  • No monthly fees or minimum balance
  • Spending insights and instant notifications

Cons

  • USA only — not available internationally
  • Paycheck Advance requires qualifying direct deposit
  • No physical branches
🇳🇴 Oslo Banking Context

Using Current in Oslo, Norway

Local banking landscape · Norway · Europe

Oslo is a major global financial hub with a distinct digital banking landscape.

Oslo is one of the world's wealthiest capitals, home to Norway's sovereign wealth fund (the world's largest), DNB bank, and a booming energy and shipping sector. Oslo fintech includes Vipps (Norway's dominant mobile payment app), Aprila Bank, and a number of maritime and energy payment platforms. Residents and businesses in Oslo primarily need nOK accounts, Vipps-compatible digital banking, and accounts for Norwegian oil-sector workers receiving high salaries. NOK accounts and multi-currency options are both available. Open your account online in minutes.

Why Oslo Residents Choose Digital Banking

  • SEPA transfers
  • EU deposit guarantee
  • PSD2 open banking
  • Multi-currency access
Local currency: Current supports NOK and multi-currency accounts for Oslo residents.

Ready to Get Started with Current?

Join thousands of Oslo residents already using Current

Get $100 — Join Current Today

🎁 Both earn $100 · Get paid 2 days early · Up to $750 Paycheck Advance · Terms apply

Frequently Asked Questions

Current — answers for Oslo users

Affiliate Disclosure: Rome Digital Bank may earn a commission when you open an account or complete a transaction via links on this page. This does not affect our editorial assessments — we only partner with services we believe are genuinely valuable for our users.

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Current Digital Banking in Oslo — Open Account & Review 2026